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-   -   Insurance -- the big discussion thread (https://www.dvinfo.net/forum/taking-care-business/122-insurance-big-discussion-thread.html)

Cliff Etzel May 29th, 2008 06:44 PM

Quote:

Originally Posted by James Huenergardt (Post 883605)
Be careful with RVNuccio coverage.

It specifically states that you are NOT covered if you:

Make commercials, short films, documentaries, etc...

Anyone know who WILL insure your equipment if you ARE a documentary shooter???

That seems kind of bogus that they'll insure you if you shoot events or weddings, but not if you shoot documentaries/video journalism type work.

Jim Montgomery May 29th, 2008 06:59 PM

Have a look here (from Blooms Forum) https://nppa.haysaffinity.com/userinterface/home.aspx

Cliff Etzel May 29th, 2008 07:06 PM

That's great if you're an NPPA member, otherwise you're locked out from applying as they require an NPPA member number.

Jim Montgomery May 29th, 2008 08:33 PM

So join. Consider the $150 or so as part of your insurance premium.

Nick Flowers August 30th, 2008 09:56 AM

Personal Liability Insurance
 
Apart from insuring your kit it's worth bearing in mind that if you are working in a public area and some litigious individual bumps into you or trips over a cable or something worse, God forbid, you are at risk of having to face a legal claim. And to be brutally honest, the best and cheapest way I've found to get insurance for this in the UK is to be in BECTU, the trades union. Once you have joined you can get good cover for about £30 p.a. I've shopped around and not found anything to match it.

Justin Benn October 15th, 2008 10:54 AM

Insurance: the most boring and most important element of ownership?
 
Hi all,

With days to go, I've completely negelected this aspect, I realise, but wondered what everyone esle is doing about insurance? Especially those who have to travel around the world with lots of kit? What are your experiences with people like Photoguard, or, from the UK, E&L or JLT Online?

As I approach an awkward set of circumstances which has me travelling to the UK from the Caribbean in few days with lots of kit - but no way to adapt my UK house (from Trinidad) to the liking of a UK insurer so that I may get their cover (and no way of getting coverage from a *very* conservative financial industry here in Trinidad where I don't own property) - I face the prospect of travelling uninsured with most of my HD set up. The airline is British Airways and everything is in Pelicans but still...

I don't make a habit of this (I usually insure with E&L in the UK) but wonder if it's time to break out the prayer sticks?

I'll take a beating from you guys if I have to on receipt of clever advice...

Jus.

Alister Chapman October 15th, 2008 11:25 AM

I use Allen Chapman an James (no relation) who are TV and media industry specialists. I have a policy that covers all my equipment, not just my EX3. It may be a bit expensive if you just want to insure an EX3. They were very good when I had to make a claim.

- Welcome to the Allan Chapman & James

Justin Benn October 15th, 2008 12:45 PM

Thanks!
 
Was hoping to hear from you! Will give them a shout tomorrow (nearly 8pm in the UK now) to see what they say.

I have, including the EX3, about US$70k worth of kit to insure - and will be based in the middle of 'nowhere' in the Yorkshire countryside. Hope that will be in my favour...

Ted OMalley October 15th, 2008 01:37 PM

I opted for a Mack Warranty on the camera, but that doesn't cove loss or theft. Also, from what I've been told, is more expensive than just insuring it through your company as Alister suggested. Maybe if it is you only piece of kit, the Mack Warranty is ok. For most, there is the audio gear, tripod(s), lighting, dolly, or even crane to consider.

How about in the US - any suggestions for insurance companies?

Bruce Rawlings October 16th, 2008 11:50 AM

We have used Allan Chapman and James for years - they are first class. Talk to Carl in new business. We have kit cover/£5million liability etc. They understand the business we are in. THey are based in Colchester.

Justin Benn October 16th, 2008 02:11 PM

Ta.
 
Thanks Bruce. Will also check them out shortly.

Jus.


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