I just want to have some text intro that looks a little professional to come in at the start of this speech im video taping for my school english project.

What software do you have available? Most NLEs have title cababilities. Some are better than others. I use Photoshop for alot of titles and effects.

I have premiere, after affects and photoshop.

Then you have all that you need to make titles. The simplest way, is to create your text in photoshop, and either give it a blue or green background (For example) and key it out, or use an alpha channel and key it. Somewhere on the net, you can download a title safe template for Photoshop.