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Old March 12th, 2007, 03:50 PM   #1
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Join Date: Mar 2007
Location: Newark, NJ
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Insurance

I bought a full set-up to make a movie and now the shooting is done. Everyone that was involved in the movie wants to use the equipment, but I'm afraid something might happen to it, and no one can afford to replace the equipment.

I can't find anywhere to insure the equipment so I can lend it with protection.

Does anyone know of insurance companies that offer equipment?

Thanks: George
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Old March 12th, 2007, 08:39 PM   #2
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Location: Columbus, Ohio
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Talk to your auto/home/renters insurance guy. They have policies much like renters insurance based on the value of either replacing the equipment at current cost or cutting you a check at purchased cost. The premiums are usually based on yearly coverage.

When you goto talk with him/her, take a complete list of what you've got, where you got it, how much you paid for it, receipts for it, and polaroids/digital pics of the equipment (does anyone still use those?). This will help out your agent in quoting you a price for the policy right away. Last time I checked with my agent, he said I could get about $10,000 of coverage for about $200 for the year. Speaking of which... I should get back to him about this...
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Old March 12th, 2007, 09:00 PM   #3
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Location: Port St. Lucie, Florida
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I'm thinking that he is more interested in damage protection. Normal insurance would cover only out and out theft and fire flood etc. I'm not to sure you will find anything unless you start a rental business and buy insurance for that. You would not like the rates on that I'm sure.

Go with your equipment and help them out. You will learn and they will appreciate your help and be more anxious to help you next time! That is what I do! :)

Mike
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Old March 13th, 2007, 12:04 AM   #4
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Thank you both.
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Old April 23rd, 2007, 10:39 PM   #5
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Location: Fort Collins, CO
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State Farm wrote an "Inland Marine" policy that covers all my equipment pretty much for any theft or damage. I pay about $1100/year for about $30K of coverage.
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DV Info Net refers all where-to-buy and where-to-rent questions exclusively to these trusted full line dealers and rental houses...

Professional Video
(800) 833-4801
Portland, OR

B&H Photo Video
(866) 521-7381
New York, NY

Z.G.C.
(973) 335-4460
Mountain Lakes, NJ

Abel Cine Tech
(888) 700-4416
N.Y. NY & L.A. CA

Precision Camera
(800) 677-1023
Austin, TX

DV Info Net also encourages you to support local businesses and buy from an authorized dealer in your neighborhood.
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