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Old May 26th, 2013, 07:43 AM   #1
Join Date: Sep 2005
Location: Rio de Janeiro
Posts: 1,238
Travel insurance?

Not sure if this should be here or in another thread, so mods feel free to move it.

Hi guys,

Im going to take a 22 days trip through Europe and Ill be visiting Spain, Italy, Greece, Croatia and Portugal (my sister is getting married there). After Ive left Europe things got really bad...SPECIALLY on these exact countries (I have some friend who had some bad experiences). So Ive been wondering if its worth to get some sort of travel insurance for my gear or not. Am I crazy? Did it really got that bad in the last 3 years since Ive left?

- Sony Nex7
- Nex 16mm
- SLR Magic 23mm
- NEX 50mm
- Tamron NEX18-200mm
- 4 batts
- Several sd cards

If I was to go for the insurance would it really be worth it to insure absolutely everything or only the more expensive stuff?
Rafael Lopes is offline   Reply With Quote
Old May 26th, 2013, 08:32 AM   #2
Major Player
Join Date: Jul 2010
Location: Southport, United Kingdom
Posts: 667
Re: Travel insurance?

Shouldn't cost too much to insure that lot for 22 days. Make sure you get "all risks" cover. I certainly insure mine when visiting Brazil. Do you have the kit insured under a domestic policy in Brazil? If so might be easier to add an endorsement covering your overseas trip.

What about medical cover? Maybe Brazil has some reciprocal arrangement with E.U. countries, i.e. "we'll treat yours if you treat ours", a system which covers every E.U. citizen travelling in every E.U. country.

Whatever cover you get make sure that "terrorist" act isn't excluded. Most travel policies do have this exclusion which means if you/your kit get damaged through say a bomb going off, unlikely but that's what insurance is for, you could be stuck with loss of kit and/or hospital bills.

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