Very true rick, but the thng is, most of our outlays are in advance anyway, and when i used to use a 50/50 system, many times did i wait for clients to work out their funds before being able to deliver their work. it ended up being working for half the money, while i edited and had nothing to show for it.
Doing it in advance, with a detailed invoice allws them to work you into teh budget before the wedding day and stopping the "oh we'll pay THAT later" mentality..
Ive had clients almost broke by the time they get thier videos, and 2 of them had actually broken up within 4 months of the wedding... so that was dead money too...

Getting paid up front...
 

[QUOTE=Tom McDougal]so your suppose to be paid in full before you begin editing?

In this area, most wedding videographers I know require full payment by, or on, the day of the ceremony. Personally, I require a 50%, non-refundable retainer in order to put the client on my calendar. That way I know I'll be paid something for that day's work. If the retainer check bounces, I'm not booked with them until it's made good. As for the invoice balance, I offer the option of payments of any amount, submitted at any time, up to the day of the ceremony. However, the invoice must be paid in full no later than the day of. If that check bounces, they don't get their DVDs until it's made good...in cash!

It might sound harsh, but once I explain it to my clients, (and give them some horror stories) they have no problem with the policy. They're very understanding.

Used to be that way for me, until I had one delinquent (who eventually paid anyway), but for the past four years now, I get my final payment at the rehearsal.
We're no different from the banquet hall,church, DJ, Baker and Florist.
Even when I shoot photography, I expect payment in full ahead of the wedding.
Andy

Not so. These contracted services are executed and "completed" the day of the wedding.

FWIW... I also collect everything in full prior to shooting.

Learn from it.
 

Try to make the best of a difficult situation, but learn from this experience. I have not been stiffed for a wedding but in the past it has happened for other things. My contract states that a non-refundable 25% payment be made to reserve the date & the rest is due 2 weeks before the wedding. If they question this I offer past references to reassure them of my integrity. Get the money while the getting is good.

I had a very similar circumstance once.... their check didn't bounce, they just didn't pay. They also ignored my phone calls, didn't respond to messages, and ignored the letters I mailed them. Finally I sent a letter via certified mail (so they had to sign for it) with a copy of their signed contract and threatened legal action unless they paid.

They told me the same thing, they had a family emergency and couldn't come up with the money. I worked out a payment plan with them, where they paid half now, and half a week later.

Also, I would tend not to believe their excuse that they had some sort of family emergency. If this were true, why did they write you a check in the first place knowing it would bounce.... or why did they not contact you to let you know they had some sort of emergency and were having financial difficulties? I think if they were intending to pay you they would have made some efford to contact you and work something out, not ignore you and wait for you to get back to them.

Adam,
True as that may be, people don't always think about obligations. It took 2 years and a $900 brake job on one of our vehicles for my wife to realize that brakes DON'T last forever, and the grinding sound coming from your wheels is a bad thing... and it won't go away on its own. People simply don't think sometimes.

-Michael

Regardless, they are paid in full before the service is delivered.
Andy