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-   -   Insurance -- the big discussion thread (https://www.dvinfo.net/forum/taking-care-business/122-insurance-big-discussion-thread.html)

Josh Bass April 20th, 2004 04:28 PM

Yes yes. . .IF I suffer a loss. . .why, is that a burglar outside? Hey, please don't take this older model NTSC monitor. . .oh shux, whatever shall I do now? Mwhahahahaha.

Dylan Couper April 21st, 2004 12:43 AM

borrowed from a classic
 
Insurance agent: "What else was taken sir?"
Josh Bass: "Well, let's see. The Picasso, the Rembrandt..."
Insurance agent: "Sir, your insurance only covers real items, not made up ones."
Josh Bass: "Doh!"

Josh Bass June 16th, 2004 03:54 AM

Alright, children, Dr. Bass is back to warn you all that everything in the quiet town of Insuranceville may not be as peaceful and simple as it seems. Just the other day State Farm called me and asked me several questions about the nature of what I did with the gear I own. They have me down as doing "weddings" and "personal use". They wanted to know how many "weddings" I did in a month, and I said. . .about five. They said, "We'll put two," because any more than that, and it's considered commercial use, and then we can't insure you."

What the hell? I asked them about that the first time I ever called about this! They told me it didn't matter!

Then, they wanted to know, what did "personal use" mean? I told them short films, usually. They said, "What do you do with these short films?" I said, you know, whatever. . .maybe I'll win an Oscar, I don't know (Peter and I is DEFINITELY oscar-worth, I think). They were trying to find out if these shorts or whatever were just a hobby or if I had big plans for them.

Anyway, I swear I asked them if it mattered how and for what I used the gear the very first time I called, and I swear they told me it didn't, so that's why I'm resurrecting this thread. Sheesh! So be careful out there when looking for insurance on the cheap.

Peter Wiley June 16th, 2004 04:52 AM

Take a look at this link:

http://www.productioninsurance.com/floater.htm

Raoul Perros June 16th, 2004 05:11 AM

EU, Germany insurance, any ideas?
 
Hi All,

just wondered whether anyone is in here from Germany, or elsewhere who knows a good and cheap place where I can get an insurance that will cover my DVX100A camera against robbery/theft across the EU?
_
I might move to Germany, so maybe a german company would be good.

Many Thanks,

Dan Uneken June 16th, 2004 08:47 AM

Journalist unions often provide gear insurance too.

Josh Bass June 16th, 2004 10:47 AM

Thanks. So far, I still have a policy, so I won't worry about it at the moment.

Dave Largent June 17th, 2004 04:46 AM

Insurance companies: you can't get a straight
answer out of them. Even *they* don't know what
they're doing.
Thanks, though, Josh. "Two, two, two, yep only two"....... ; - )
Did they want an itemized list? One company
I called wanted this prior to insuring, including
serial numbers.

Dan Uneken June 17th, 2004 04:58 AM

Raoul,

See another thread in this forum about insurance.
When I lived in Holland I used to insure my gear with a company called AON, who operate throughout Europe. But it was through a membership of the Dutch Journalist Federation though.
They had a great package where you could be covered for your gear and Third Party liablility (very important, because your private TPL insurance does NOT cover your professional activities, usually).
I'm here in Spain now, and haven't found anything like the Dutch situation, even though AON operates here as well, but they had no clue about what I was talking about when I called them up. My gear is uninsured now, and I take out TPL insurance for each job separately with a specialised insurer.

Josh Bass June 17th, 2004 05:02 AM

I don't know if they wanted an itemized list, but I gave 'em one! I emailed that production insurance company one of you guys linked to, just in case I end up having to cancel this policy. Thanks, to whoever provided the link. I should probably check before I post my reply, but oh well. clicking "submit reply" right now.

Dan Uneken June 17th, 2004 05:02 AM

----One company
I called wanted this prior to insuring, including
serial numbers----

That seems to me to be the one that knows what they're doing!

Dave Largent June 17th, 2004 05:43 AM

Josh, yer either up late or early to be online.
(Don't know what time it is in Spain, Dan.)

Anyways, let us know how things go with
that one you've emailed. I have yet to get
proper insurance.

Agree, too, Slash rules. Currently #1 in sales with
Velvet Revolver, the combined STP/GNR.
Scott Weiland. Duff McKagen.
Read this today.

Dan Uneken June 17th, 2004 05:56 AM

Dave, where are you??
We are 6 hours later than NYC, just to give an idea. It's just before 14:00 local here now.

In this global era, insurance should be global too. I tried to continue my union membership in Holland and the insurance, but that was not something that fit into the way of thinking and operating.

It's generally true that most people think provincial. The number of US sites that require me to fill in a valid US State code on a request form...

Dave Largent June 17th, 2004 07:13 AM

Dan, I'm mid USA. It's 08:00 here where I am. I'm working late.
Visiting here while I'm rendering. Need to get some new demos
out tomorrow (?today).

Maybe Josh either nodded off, or had to go to work..... : - )

Raoul Perros June 17th, 2004 08:27 AM

Thank you!

Do you have alink to the other tread?

Thanks,

Raoul


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