I was looking for a one shot deal, just to get me through production. I would actually only need it for the 6 scenes shot in the store, but I suppose it wouldn't hurt to carry it till the end of production. Do they have something like that?

Hmmmm, good question. Don't know, I'm sure someone does, but I have no idea who. Maybe a call to your insurance person and they can get you on the right track.
Good Luck in your quest!
Don

Thanks for the help Don. I'm leary of calling anyone around here, as I just keep getting misinformation or blank stares.

I just recieved a call back from an insurance company. I called, asking for an insurance certificate for an independant feature I would like to shoot. She called back, saying there was a company that could help, but they needed info. She then asked how much the project would cost. Not having all things considered, I estimated a low budget, $600-800. You could almost hear a pin drop. They will have a minimum requirement of $5,000. I thought you said this was a big feature production? No, I said this was an independant feature. But thank you, I'll keep looking.

Am I going to keep running into this? I really only need the Insurance certificate to secure the use of one location, but would like to have it for any secondary locations.. Any ideas?

Talk to the people from the chain again & explain the situation. Sign a paper that you'll personally be liable for damages. Perhaps they'll go for it. Your're not filming an ultralight flying around the store, are you?

Hey! I like that! I'll add it to the script now :)

Equipment insurance?
 

Well, I suppose it was gonna come up eventually. How can I go about insuring my gear? I just talked to an insurance agent, and he said right now it's pretty tough to find anyone willing to write what he called a "floater policy."

I am not an expert, but if you are not using your equipement "professionnally" (you do not receive income from your videography activities) you can pass it on your house insurance (I don't know if there is a specific terme for this in english).

I have myself modified my house insurance to cover all risks (like a camera that fell on the ground) for almost nothing more.

In the professionnal area, it must exist some specifics insurances.

Yeah, unfortunately it's a mix of both.

you might try triple aaa
 

I have been shopping also and the best deal, Ive found is AAA (you have to be a member) State Farm wanted 500 a year for my gear and AAA gave it to me for 225 a year. This covers it in my car from theft, and me being a ass and dropping it off a bridge etc, its a add on to my renters insurance and is covering about 25,000 worth of gear.

m

Damnit! I am indeed NOT a member! Any other suggestions? Throw 'em at me.

Michel, how's that work? If all your gear were stolen, do they need a list ahead of time of what you have? Receipts? Do they care if it's used professionally? Deductible?

How much does AAA membership cost?

triple aaa
 

Dave & Josh

AAA membership is around 35-40 a year, I gave agent a list of gear and have photos of all the equipment. The interesting part he didnt seem to care about the gears use for work, I told him my profession and he just said ok explained I was covered for everything and sent me the coverage and of course a bill.

Since its in my car going from site to site, or travelling with me etc, it definately makes me calmer.

Michel

PS Josh a lot of times triple a will send out a discount preapproved membership for about 35, the insurance services are located inside their offices might check in if your driving by and get the cost from them.

I see. So for like 265 a year, I can insure up to $25,000 worth of gear? (Hey that rhymed!)